On the front page of The Straits Times Singapore today (March 12), there’s a picture of people lining up dragging boxes, queuing up for payment I guess, with the headline screaming “Crowds snapped up S$48 million of tech toys”.

I chuckled. I thought to myself, I’m also going for a shopping spree but in Malaysia.

The headline should be yelling: “Malaysians snapped up RM 1.8 billion of government trust fund units in less than 6 hours”.

I have a plan for the ’shopping’.

I set the alarm at 6am, but didn’t hear the alarm go off. By the time I woke up with a shock, it was already 7.50am. My first reaction : I’m late!

I closed my eyes for a while to shake off the heavy head feeling and dragged myself out of bed to get ready. I thought to myself: this better be worth it. Ah, there’s a limit of RM 50,000 for each person, so there’s still hope for me. I jumped into the shower and was out of the house by 8.15am.

Along the journey, I could not shake off the nagging truth of how RM 1 billion of additional units of Amanah Saham Wawasan 2020 (ASW2020) priced at RM 1 each were snapped up within 27 minutes during the previous round of units sale in Sept 2006.

By 9.15am, I’ve crossed the Causeway and walked to the Amanah Saham Nasional Berhad (ASNB) office in Johor Bahru, taking queue number from the guard. My number: 040. Uhuh.. how long is this going to take? I thought.

By then, the ASNB office was already full to the brim. (actually the office is quite small). The transaction will only start at 9.30am. But the officers had already started calling numbers for people who want to open new accounts by preparing the documents such as thumb prints and filling of forms, to facilitate processing later on.

As the time ticked nearer to 9.30am, the people inside the suffocating room got more restless. When the first two numbers were called, the buzz grew even louder and you could just feel the excitement in the air. Alas, after a few minutes past 9.30am, the computer system hanged.

You could almost feel as if the excitement had been snuffed out suddenly. The people waited and waited. After some time, people started walking away, to grab something to eat or to try their luck at other branches.

For me, I shuttled between the ASNB office and the Maybank next door. I walked pass the information counter so many times that even the maybank officer could recognise me and smiled everytime I passed by. At once, he even asked me how’s the situation. I said, “Still checking both sides, not moving yet.”

After that bout of exercise climbing stairs and pushing heavy set of glass doors, the buzz is back at 11.30am. The numbers finally started moving. I got even more excited, because the pile of passbooks at the Maybank branch is also getting lower as the minutes ticked by, while my queue number is creeping nearer at the ASNB office.

By forming a ‘partnership’ with another girl who was also shuttling between two branches (hers was even better exercise - she shuttled between two Maybank branches which are a few blocks away from each other; at least mine was just next door) we both managed to get Amanah Saham Malaysia (ASM) units after the Maybank officer suggested we apply for ASM instead of ASW2020 as it was easier for ASM transactions to go through.

Only children below 17 years old can open new accounts for ASW2020 while existing account holders could top up the units. It gives out slightly better returns compared to ASM.

At about 12.40pm, the system for ASW 2020 was finally back. And I managed to get mine too! Yippee! What a relief!

That was the best ever shopping spree I’ve been on. It had all the ingredients of a great super sale - the adrenaline rush, the exhilaration, the strategy planning, the waiting, the jostling and the relief of finally owning it.

And the best thing is, the money spent still belongs to you, cool isn’t it?

Where to find such a ‘financially healthy’ sport?

No doubt, this will be the main item in my ’shopping list’ and my ’shopping calendar’. Exercise for the mind, the heart and the pocket.

I’ll be waiting to reap the fruits of my labour, effort and sacrifices for many years to come.

That’s an interesting question, isn’t it?

Because how many of us actually get to become millionaires at just age 26.

Almost none!

When we think of someone who is that successful at such a young age, we usually think of some hotshot that had all the right things going and the right path all laid out right in front of him.

And I wouldn’t fault you for that because that is how it usually happens.

==> Yah, usually but not this

But have you ever thought of how an ordinary guy can become a millionaire at age 26?

How about a Loser, FAILURE and a juvenile misfit who got kicked out of school becoming a millionaire at age 26?

I know exactly what you’re thinking. ‘That’s IMPOSSIBLE!’

Well, I just met someone who did. And I’m not kidding.

This guy was a COMPLETE juvenile misfit, a total FAILURE in everything he did and an all out LOSER in life and he became a millionaire at age 26.

And he’s a MULTI-millionaire today.

==> Verify it for yourself

His name is Adam Khoo and he is a self-made millionaire at age 26, one of the TOP speakers in Asia and a very successful businessman today.

He has spoken to over 245,000 professionals, executives and business owners to tap their personal power and achieve excellence in their various fields of endeavor.

Some of his corporate clients even include Tupperware, American International Assurance, Prudential, Lux Asia, Rolls Royce Marine and many more.

Now my intention is not to impress you with what he has achieved but to show you that if a ‘Loser’ like him can do it.

Why can’t you?

He made it because he discovered the RIGHT strategies and principles to create abundant wealth in life. And he made it even though he started out from the BOTTOM rung.

You have to check his story out because you’ll be hard-pressed to find a more captivating one than this:
==> Check his story out

If you want something, earn it. How I wish I could hammer this into teenagers nowadays who just rely on their parents or elder siblings for handouts.

And each person should take responsibility for their own life. Whatever happens is a direct result of actions and decisions in the past. If you want a good life in the future, do something now to make sure you achieve that in the future.

If you now find yourself saddled in huge debts, reflect back on the things and decisions you have made which might have led you to where you are now. Who’s fault is it? You might ask. Remember, your life is in your hands.

If in the past you have spent lavishly with impulse shopping, ask yourself, at the point of buying, don’t you have the choice of whether to buy or not to buy? Yes, and you made the decision to buy. In the end, do you feel remorseful? Depends.

Do you have the choice of eating in high end restaurants or the common hawker centre? Do you have the option of taking the taxi or the bus? Do you have the choice of taking the plane or the bus? It is entirely up to you.

But after that, you have to shoulder the consequences. Don’t complain when you no longer find yourself having the luxuries in life.

I was so heartened by the changes I see in a superior-turned friend recently. She was someone who used to spend money like water. She won’t eat at places less than high class restaurants. She always have nice accessories donning her wrists and matching blouse to go with it.

But the last time I saw her, she has stripped off her gold chains and bling-blings. Her reason: Afraid of being robbed. She now budgets $300 a month for food and attempts to spend less than the budgetted amount if she can. Shw would now think twice even if she finds a blouse she really like. And now so proud of the cheapest travel she has been on.

She even advised me to spend within my means and save up for retirement. Even at my age. Yah, drastic change, and I find it a change for the better. Now I see a person who is less conceited and less high-and-mighty. She has become someone more humble.

Probably circumstances has changed and forced her to become like that. Maybe she changed willingly. I couldn’t bring myself to ask. No matter what’s the reason, there is a lesson to learn here.

Why wait for some disaster to happen before you change for the better? You can still be thrifty and earning all the money in the world. What would you do then with so much excess funds? Realise your dreams, go around brightening up other people’s lives. Isn’t that more meaningful?

I couldn’t believe what I’ve just stumbled upon. All these while we have just heard of successful infopreneurs from the west.

And now I’ve just found a living proof at my own country. This guy, Patric Chan, is just a normal guy-next-door, a very typical Malaysian I would say who made it big in the virtual world. If you would observe in his recordings, he actually speaks in the very typical Malaysian Chinese accent.

You know what, this discovery has just smashed my limiting belief all this while that only the “westerners” rule the internet because they started it. It totally blew my mind. I doubt I’ll be able to sleep well tonight.

If you are interested to know more about how he did it, click below and receive a free report exclusive from him.